transition notice guidance

Saving on a Valuable Education (SAVE)

Current servicer guidance identifies a 90-day response window for borrowers with a SAVE transition notice. The individual notice provides the account-specific date and instructions.

What RepayPilot can tell you today

If you received a notice, check the 90-day response window and compare options with your servicer.

Verified 90-day transition rule

Borrowers should choose another repayment plan within 90 calendar days of the date on their SAVE transition notice. If no selection is made, automatic placement into Standard or Tiered Standard depending on applicable loan/disbursement rules.

Rule version 2026-09-29.1 · verified 2026-09-29. Confirm the actual deadline in your individual servicer notice; it controls if it differs from this calculation.

Calculate your 90-day point

Official references

Federal Student Aid repayment plans U.S. Department of Education · Official plan information
End of the SAVE Plan: FAQs MOHELA / Federal Student Aid servicer · verified 2026-09-29 · primary
SAVE Plan transition announcement Edfinancial Services / Federal Student Aid servicer · verified 2026-09-29 · corroborating