Compare the details that change the decision.

SAVE transition

The active servicer notice rule models a 90-calendar-day window from the notice date. The individual transition notice controls the actual deadline if different.

RepayPilot does not calculate a SAVE monthly payment or infer eligibility for a replacement plan.

Standard or Tiered Standard

The active transition record describes a possible outcome: automatic placement into Standard or Tiered Standard depending on applicable loan/disbursement rules.

The current rule set does not contain a verified payment schedule, eligibility decision, or cost comparison for either plan. Ask your servicer which option applies to your specific loans.

What to compare with your servicer

• The plan available for each loan in your account.
• Your monthly payment, due date, and repayment term under each available option.
• Whether you need to complete an application or provide documentation.
• Any effect on forgiveness or qualifying-payment counts, verified against current program guidance.